- Job Title: Credit Intelligence and Control
- Company: HDFC Bank Limited
- Degree: Bachelor’s Degree, Master’s Degree
- Salary: ₹12,000 – ₹20,000 monthly
- Location: Work From Home
- Experience: Min. 0 – 5 years
- Employment Type: Full-Time and Day Shift
Join HDFC Bank Limited as a Credit Intelligence and Control Specialist
HDFC Bank Limited(Credit Intelligence and Control), considered one of India’s fundamental personal vicinity banks, is inviting programs for the area of Credit Intelligence and Control Specialists. This position offers an exciting possibility to paint in the coronary coronary heart of the banking industry, leveraging your analytical abilities and recognize-a manner to ensure the integrity and effectiveness of credit score strategies. If you’ve got a passion for threat management, a keen eye for detail, and a preference to contribute to the achievement of a dynamic monetary organization, HDFC Bank welcomes you to find out this profitable career opportunity.
About HDFC Bank Limited:
HDFC Bank Limited is one of India’s maximum terrific banking establishments, offering a whole form of financial products and services to masses and masses of customers at some point in the United States. With a strong dedication to client satisfaction, innovation, and excellence, HDFC Bank has emerged as a relied-on companion for humans, groups, and establishments alike. Founded in 1994, HDFC Bank has grown unexpectedly to turn out to be one of India’s largest private place banks, acknowledged for its robust financial regularly occurring performance, big department network, and consumer-centric approach.
Role Overview:
As a Credit Intelligence and Control Specialist at HDFC Bank Limited, you will play a important function in assessing credit score risk, tracking credit score rating exposures, and imposing controls to mitigate risks correctly. You will artwork cautiously with pass-beneficial teams, which includes credit chance manipulate, underwriting, and compliance, to make certain adherence to credit score guidelines, approaches, and regulatory requirements. With a focal point on statistics evaluation, reporting, and approach optimization, you will contribute to the economic company’s normal threat manipulation framework and help defend its economic fitness and popularity.
Key Responsibilities:
- Credit Risk Assessment: Credit Intelligence and Control Analyze credit score score score applications, economic statements, and credit score rating bureau reviews to evaluate the creditworthiness of debtors and decide suitable credit limits and terms. Evaluate chance elements, enterprise dispositions, and macroeconomic symptoms to make informed credit score alternatives and mitigate capacity losses.
- Credit Monitoring: Credit Intelligence and Control Monitor credit score rating exposures, mortgage portfolios, and credit score rating score overall performance symptoms to pick out growing dangers and trends. Conduct normal portfolio critiques, stress tests, and situation analyses to evaluate credit rating remarkable, asset first-class, and portfolio awareness risks.
- Control Implementation: Credit Intelligence and Control Develop and place into effect controls, guidelines, and techniques to ensure compliance with credit rating guidelines, regulatory requirements, and internal pointers. Review credit score techniques, documentation, and systems to select out areas for improvement and beautify hazard management practices.
- Data Analysis and Reporting: Credit Intelligence and Control Collect, look at, and interpret data related to credit score score risk, portfolio ordinary performance, and credit rating metrics. Prepare everyday reviews, dashboards, and presentations for senior managers, regulators, and other stakeholders to speak key hazard insights, inclinations, and pointers.
- Stakeholder Engagement: Credit Intelligence and Control Collaborate with inner stakeholders, collectively with business enterprise devices, risk control teams, and audit functions, to deal with credit score rating-related problems, treatment exceptions, and power non-prevent development tasks. Provide guidance and help to the frontline body of employees on credit score rating recommendations, methods, and amazing practices.
Qualifications:
- Bachelor’s diploma in Finance, Economics, Business Administration, or associated area; Master’s diploma preferred.
- Minimum of five years of enjoy in credit hazard control, underwriting, or related roles inside the banking or monetary offerings organization.
- Strong analytical abilities, with knowledge of facts evaluation tools including Microsoft Excel, SQL, and statistical software applications.
- Excellent communication, presentation, and stakeholder manipulation abilities.
- Sound data of credit chance requirements, regulatory requirements, and agency fantastic practices.
Join HDFC Bank Limited Today:
Suppose you’re captivated with danger control, credit score assessment, and riding enterprise organization fulfillment. In that case, HDFC Bank Limited offers an thrilling possibility to make a great impact and improve your profession in banking. Apply now to join HDFC Bank as a Credit Intelligence and Control Specialist and be a part of a dynamic organization that is devoted to excellence, integrity, and innovation. Join us in our task to provide advanced monetary solutions, collect lasting relationships, and create fees for our clients, personnel, and stakeholders.
